Lifelock Scam - Identity Theft Protection
Are services like Lifelock scamming people? Find out how prevalent identity theft really is, and you will run to the nearest online site to secure your identity quickly.This is the fastest growing white collar crime in the nation, and millions of people are targets for criminals around the world each day. Don’t let it happen to you, here’s the truth.
Consumer risk continues to escalate and thieves seeking to commit identity theft and various forms of fraud invent new ways to scam us, especially with the growing trends of emerging technology.
It’s ironic that those things that simplify our lives place us at risk. The more agencies seek to control identity theft and find new ways to protect us, the more of a challenge it becomes to individuals looking for quick scams. While there are ways for every individual to lessen the damage, there is virtually no way to scam-proof our lives and eliminate any and all risk. And who really has the time to watch all points of access to ensure safety of your good name?
There are so many ways we succumb to online theft and we’re completely caught off guard and surprised at the holes we’ve left open. More recently thieves have sought out new identities in order to secure prescription drugs, get access to visas, file tax returns under a false name, get car loans, avoid criminal prosecutions, and even secure rental housing among many other things. Everyday thousands of new thieves seeks to use someone else’s identity, and yet instead of it becoming a serious priority that we pursue we usually wait until it somehow happens to us. If you don’t take action to prevent it, what do you think the odds are it will happen to you, too? A better question is, do you really want to find out?
Consumers will gladly pay to insure their homes, insure their vehicles, and even their lives but altogether disregard the importance of a good name and credit record. Many are totally unaware of the damage a thief can create.
Suppose someone steals your social security number; they now have access to tons of personal data like health, financial, and perhaps even your employment history. At first glance that may not seem like it could be that damaging but just imagine someone becoming an impostor and using your identity for not only buying items in your name, but even as far as having surgery that they don’t have insurance or money to pay for and charging it to your credit cards.
• A pre-existing condition that the impostor acknowledges could put your health insurance in denial of benefits for you
• Applying for and running up a slew of new credit cards could ruin you financially – at least until you’re able to clean up the damage
• Applying for new employment and committing other types of fraud at the new job would definitely put you at risk, especially if any criminal acts are involved.
Just as we noted before, it’s difficult for an individual to cover all points of access to ensure you’re completely protected. The best action today is to invest in insurance for your identity.
Investing in insurance for identity theft and fraud is a necessity these days. It doesn’t matter if you rarely use the internet and you shred your personal paperwork at home; would be thieves are everywhere and just when we believe we’re out of harm’s way, we learn of a new entity that poses a threat.
There are a few state motor vehicle agencies that have found employees indulging in criminal activity; these are people that have access to your driving record, which includes personal information. And if they get caught, it goes on your record!
There are a few retailers whose employees have stolen and sold personal information to black market internet thieves.
And I know you’ve heard of unfortunate situations where hackers have broken into databases and downloaded data containing thousands of names, social security numbers and birth dates. These are routinely put up on websites that online thieves have access to purchase for a price. They are even sold multiple times, normally until the account is either completely maxed out or the owner becomes suspicious.
How would you know if this happened to you? Do all retailers contact us when their data is compromised? Would you know if someone opened an account in your name? In most cases, large companies don’t want anyone to know they have been attacked online, so these go unreported for the most part.
The arguments for protection against identity theft and fraud become stronger each month as thieves become smarter and faster every day. Investing in an insurance plan for your name and personal data is becoming another one of life’s little prerequisites to living comfortably.
In conclusion, my best advice is to run, don’t walk to the nearest place you can find help to secure your information! Once place is Lifelock, but there are others as well. Don’t wait until identity theft happens to you.